WORK WITH A MEDICARE & RETIREMENT PLANNING SPECIALIST
Our Services
As a Medicare & Retirement Planning Specialist, Justin Kendter helps individuals and couples navigate healthcare and financial decisions with clarity, care, and long-term perspective. There’s no one-size-fits-all approach here, and every recommendation is based on your unique health needs, income, goals, and life stage.
Medicare Insurance Services
Medicare choices can feel overwhelming, especially when timing, coverage gaps, and costs are involved. Justin walks you through each step so you can enroll with confidence and avoid costly mistakes.
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Guidance through Medicare Part A and Part B enrollment, including timelines, eligibility, and what to expect once coverage begins.
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If you’re retiring or leaving work coverage, Justin ensures your transition to Medicare is seamless — helping you avoid late penalties or coverage gaps.
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Original Medicare doesn’t cover everything. Justin helps you evaluate Medicare Supplement (Medigap) plans or Medicare Advantage options based on your healthcare usage, budget, and preferences.
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Prescription coverage requires careful planning — formularies, pharmacies, and medications all matter. Justin compares plans to find the best fit for your specific prescriptions, not a generic recommendation.
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Additional protection for what Medicare doesn’t cover, including:
Dental & Vision
Hospital Indemnity
Cancer & Critical Illness Policies Each option is evaluated based on your health profile and financial goals.
Life Insurance
Life insurance isn’t just about coverage — it’s about protecting the people and plans that matter most. As a retirement planning specialist, Justin helps you choose the right type and amount of life insurance to support your family, income strategy, and long-term goals.
Retirement Planning
Retirement planning goes beyond saving — it’s about creating a sustainable plan for income, growth, and healthcare costs. Justin helps ensure your retirement plan works for today — and the decades ahead.
Services include ...
401(k) rollovers and conversions
IRA strategies
Tax-aware retirement growth planning
Coordinating healthcare costs with retirement income
LICENSED IN ALL 50 STATES – SERVING CLIENTS NATIONWIDE
Our Unique Process
Complimentary Needs Analysis
We start with a free review of your prescriptions, doctors, and health needs to understand what coverage fits you best.
Plan Comparison
We review plans from all major carriers in your area, so you’re not limited to one option.
Personalized Recommendation
We help you choose the plan that best fits your needs, often improving coverage while saving money.
Ongoing Review
Already enrolled? We’ll do a quick check to make sure your current plan is still the right fit.
NATIONAL MEDICARE SPECIALIST & INSURANCE BROKER
Speak With Specialist Justin Kendter
Ready to align your Medicare coverage with your retirement goals? Fill out the form below for a personalized consultation. Justin will help you compare Medicare plans and build a strategy to protect your retirement income.
OFFICE LOCATION
103 Hyde Park
Doylestown, PA 18902
OFFICE HOURS
Monday - Friday
9AM - 6PM EST
Common Questions on Medicare & Retirement Planning
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Original Medicare helps cover hospital care and medical services, but it doesn’t pay for everything. Costs like deductibles, copays, prescription drugs, dental, vision, and certain hospital stays often fall outside of basic coverage. That’s why many people choose supplemental plans or additional policies to fill the gaps. We help you understand what Medicare does and doesn’t cover — and what options make sense for your situation.
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Medicare is not one-size-fits-all. Your doctors, prescriptions, health history, travel habits, and budget all play a role in determining the right setup. Prescription drug plans and supplemental coverage must be carefully matched to your specific circumstances. As a Medicare & Retirement Planning Specialist, Justin evaluates your full picture before recommending any plan.
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Choosing the wrong plan can lead to higher costs, limited provider access, uncovered prescriptions, or unexpected out-of-pocket expenses. In some cases, switching plans later can be restricted. That’s why planning upfront is so important. Working with a specialist helps ensure you enroll correctly the first time — and avoid costly surprises down the road.
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Your plan should be reviewed at least once a year — and anytime your health, prescriptions, income, or life circumstances change. Medicare plans, drug formularies, and costs can change annually, and retirement strategies should evolve as markets, taxes, and goals shift. Ongoing reviews help ensure your plan stays aligned with where you are now — not where you were years ago.
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Healthcare is one of the largest and most unpredictable expenses in retirement. Medicare decisions, supplemental coverage, and out-of-pocket costs should be coordinated with your retirement income strategy. We help align Medicare planning, Social Security decisions, insurance, and retirement accounts so everything works together — not in isolation.
Social Security Planning
Social Security decisions can significantly impact your lifetime income. Justin helps you understand:
When to claim benefits
How claiming age affects monthly income
How Social Security fits into your broader retirement strategy